Toot
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Where every dirham goes.

Toot is the personal finance app made for the UAE: budgets, savings goals, credit cards and travel spending in one calm place, in English and Arabic.

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No bank login needed. Cancel anytime.

A hand-coloured botanical plate of a mulberry branch with ripe red berries and green leaves
Common mulberry, plate 44 of The American Flora (1855).

Toot is Arabic for mulberry.

A mulberry is one fruit made of many tiny drupelets. A month is the same: many small dirhams adding up. Toot shows you each one.

Your month, planned.

Type your monthly income. Toot builds the standard 50/30/20 budget, keeps a fifth free for savings and goals, and lets you change every line.

  • NeedsAED 0Housing & Rent AED 3,750 · Utilities AED 750 · Supermarkets AED 1,350 · Transportation AED 450 · Fuel AED 450 · Healthcare AED 450 · Insurance AED 300
  • WantsAED 0Food & Dining AED 1,050 · Entertainment AED 750 · Shopping AED 900 · Travel AED 600 · Subscriptions AED 300 · Education AED 300 · Charity & Zakat AED 300 · Other Expenses AED 300
  • Savings & goalsAED 0Left free for your goals and extra savings

Every berry is 5% of your income: AED 750.

AED 0

What Toot does

Main Account

Checking · AED

Current balance

AED 22,972.50

How this balance was worked out

Opening balanceAED 8,642.50
Money in+AED 15,000.00
Money out−AED 670.00
Current balanceAED 22,972.50

Activity

  • Dinner

    Balance: AED 22,972.50

    −AED 250.00

  • Grocery run

    Balance: AED 23,222.50

    −AED 420.00

  • Salary

    Balance: AED 23,642.50

    +AED 15,000.00

Two minutes to start.

  1. About two minutes

    First, sign up and answer a few questions about your work and income. Toot builds your first budget.

  2. Ten seconds

    Then add an expense, or photograph the receipt and let Toot read it.

  3. Once a month

    Finally, open your budget, check your goals and cards, and ask Toot what to change.

Made for life in the Emirates.

A UAE one dirham coin, showing the value in Arabic numerals and the words United Arab Emirates

Dirham first

Everything is counted in AED, with six currencies for travel and money sent home: AED, USD, EUR, GBP, SAR and KWD.

Arabic, properly

A full right-to-left Arabic app, not a translation bolted on. Switch language whenever you like.

The cards you carry

Cards from eight UAE banks with their cashback and miles, so Toot can tell you which one to use for fuel, dining or flights.

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Pricing

AED 249

/year

14 days free

Pay once a year and get the best value. Everything in Toot is included: unlimited accounts and transactions, budgeting and goals, Ask Toot (the AI assistant), receipt scanning, trips and layovers, and the card advisor.

Start with the annual plan

Pay by card, Apple Pay or Google Pay. Cancel before the trial ends and you pay nothing.

Questions

Do I need to connect my bank?

No. You add transactions yourself or scan a receipt. Toot never asks for your bank login.

Is my data private?

Your data sits in a protected database where only your account can read it. You can delete your account and everything in it from Settings, any time.

Does it work in Arabic?

Fully, with right-to-left layout. Switch language any time, and Ask Toot replies in the language you choose.

What happens after the free trial?

You pick monthly or annual at checkout and pay by card, Apple Pay or Google Pay. Cancel before the trial ends and you pay nothing.

Is there a phone app?

The phone app is coming. Toot works well in your phone's browser today.

Is the AI giving me financial advice?

It gives general guidance based on your own numbers. It is not licensed financial, investment, tax or religious advice, so check big decisions with a qualified person.

Start this month.

You will create your account, tell Toot about your work and income, and see your first budget in about two minutes.

Choose your language

Create my account

14-day free trial. Cancel anytime.